This affidavit of default is filed in federal court in Chattanooga a day after three defendants in my suit to obliterate usury fraud in Tennessee by injunction fail to answer my complaint before U.S. district court judge Travis McDonough. (Photo David Tulis)
CHATTANOOGA, Tenn., Wednesday, Dec. 18, 2024 — By God’s grace today I go to the downtown post office — the Solomon federal building, and go up to the office of the clerk of U.S. district court on the second floor.
Travis McDonough, U.S. district court judge, east Tennessee division
Key among my filings in my bid to defeat vampire lending in Tennessee — with intrest rates passing 593 percent — is this affidavit of default, indicating that Lendini and TBF Financial failed to give an answer Monday under a 21-day federal lawsuit filing deadline. Flexibility Capital, with whom I have been fighting in court since 2021, fails to file answer by Tuesday midnight.
The affidavit tells a simple, plain story, baby talk, just the facts, ma’am, about when these parties were sued, when they were served their summonses, and when they had to answer.
They have failed to answer. This affidavit supports a motion to U.S. district judge Kevin McDonnough to enter an order of default.
That means that I win because they “sat on their rights” and make no defense against my claims of fraud and usury. No loan in Tenessee can be above 10 percent per annum in interest.
The fraud in this combat is that the lenders dress up their loans as “advance purchases of future receivables.” The latter transaction is legal, an American innovation in capitalism and financing. But not fraud, and not usury under state law.
David runs a personal nonprofit fighting and mercy ministry. He thanks you for checks sent directly to c/o 10520 Brickhill Lane, Soddy-Daisy, TN 37379. Also, in GiveSendGo
